Table of Contents
Correcting your bite is a major investment in your health and beauty, and clear aligners have become the orthodontic answer for many because they're so convenient and invisible. The first question that comes to mind for anyone considering this treatment is, "Does my insurance cover clear aligners?".
Dental insurance can make a big difference in the out-of-pocket expenses of orthodontic treatments, such as clear aligners. Yet coverage can be inconsistent, varying widely according to your plan and your provider. Knowing precisely what your insurance will pay for can change your calculations in important ways. From clear aligners for crooked teeth to boosting your general smile, understanding your coverage means being in a good financial position before treatment even starts.
In this blog, we'll go deeper into the specifics of how dental insurance generally covers clear aligners, what to ask your insurance company, and how ALIGNERCO can help you get the straighter smile you want, even when insurance falls short.
Does Dental Insurance Cover Clear Aligners?
Many times dental insurance will pay for a portion of clear aligners. But this coverage can be drastically different depending on your insurance company and plan. Here are three common types of coverage:
Orthodontic Coverage: Most dental insurance plans cover orthodontics, so they would pay for a certain percentage of the clear aligners. But that's usually only with the orthodontic plans.
Comprehensive Dental Coverage: Orthodontic treatment, including clear aligners, can sometimes be covered through more extensive dental plans that provide coverage for preventive care as a whole. The first thing to check is whether aligners are a medically necessary service under your plan.
Adult Orthodontic Coverage: Although many health insurance plans include orthodontic care for children, few plans do so for adults. A few insurers provide adult orthodontic coverage as an extra or a separate policy, and they might cover parts of the price of clear aligners.
What to Check with Your Insurance Provider
Before starting your clear aligner journey, it’s wise to contact your insurance provider directly. Here’s what to ask:
Does my plan include orthodontic benefits?Call and ask if they cover orthodontics and if they cover clear aligners.
Are there age restrictions?A lot of them only pay for braces for children and teens, not adults.
Is there a waiting period?Insurance usually has a waiting period before orthodontic coverage starts.
What percentage of the cost is covered?Many only pay a specific percentage that equals up to a dollar amount of clear aligner treatment.
How ALIGNERCO Can Help
If your insurance doesn't cover clear aligners that much, ALIGNERCO has some affordable options. ALIGNERCO is a pioneer in clear aligners for at-home dental solutions, and it offers high-quality products at a price that is only a small fraction of traditional braces. With flexible payment plans, ALIGNERCO makes it easier to achieve your dream smile without breaking the bank.
Conclusion
Knowing your insurance coverage for clear aligners can change your orthodontic experience. By knowing what’s covered and exploring affordable alternatives like ALIGNERCO, you’re one step closer to a straighter smile. First, look at your insurance and then try ALIGNERCO's affordable clear aligners to affordably change your smile.
FAQs
Does dental insurance typically cover clear aligners?
A lot of dental insurance plans do indeed cover clear aligners; however, the coverage varies. Contact your insurance company and see if your plan covers orthodontics for clear aligners and how much of a percentage they will cover.
What kind of questions do I need to ask my insurance company about clear aligners?
When speaking to your insurance company, inquire about coverage of orthodontic treatment, specific age restrictions, waiting periods, and how much it will contribute to the clear aligner treatment, whether as a percentage or in dollars. It will enable you to comprehend how much money you must contribute for the union to be formed.
